Build your future wealth
The choice is yours: start with a single investment, set up a monthly deposit, or do both! Your strategy is invested once your account reaches CHF 2000, and it's designed to generate attractive returns in 5-10 years.
Single investment
Start with CHF 2,000 if you choose a single investment only.
Savings plan
Make an automatic monthly deposit from CHF 500. You can stop at any time.
All Inclusive Fee
0.6 – 1.2% p.a
of your investment account balance. The more you save the less you pay.
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Your own secure Swiss bank account There is no limit on how much you can invest or withdraw with your Inyova account (Inyova trades stocks and bonds daily). If you need to withdraw your investment, you can have your money back within a week. Unlike other providers, we charge no fees when you withdraw your investment. -
Unlimited investments & withdrawals Unlike other providers, there are no fees or limits on adding or withdrawing money from your investment. If you need to withdraw, you can usually have your money within 7 days. -
All transactions & currency exchange fees Everything is included in the annual fee you pay for your Inyova Invest account. There are no hidden fees – ever! -
Annual strategy adjustment Want to change your impact topics, add or remove companies, or adjust your risk level? No problem! -
Regular rebalancing Your portfolio is well diversified and designed to grow with the stock market in the long-term. We regularly rebalance your portfolio to maintain the optimal level of risk. This usually happens once per year, but it happens more regularly if there is an imbalance.
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Local customer support Our friendly customer success team is here for you when you need it. We are a digital service with a human heart! -
Financial reporting & tax statements We provide a yearly tax statement at the beginning of each year that you can attach to your tax report or submit using eTax. The value of your investment is updated in the app on a daily basis. -
Continuous risk management To manage your risk, we implement modern portfolio theory and diversify your investment across at least 30 different stocks. To reduce your risk exposure, we spread your investment across different industries, countries, currencies, company sizes, and other dimensions. This way, your eggs aren’t all in the same basket if one company or industry does not perform. -
Corporate Actions Management Corporate actions includes things like takeovers, bonus issues, rights issues, and consolidations at the companies you are invested in. We keep track of these and manage them on your behalf. -
Dedicated impact team Inyova’s dedicated Impact Team are our in-house sustainability experts. They monitor the companies you invest in, and work with companies to improve their sustainability impact. The team also researches more companies to add to the Inyova universe.
What you’ll pay
0.6 – 1.2% p.a. depending on the total balance in your account
The best choice for sustainable investments
Comparing the annual fees on a CHF 10,000 investment
ETF Robo advisor
CHF 94
Selma Finance AG Service fees: 0.68% p.a. Financial instruments (ETFs): 0.22% p.a.
- Impact Focus
- Full transparency
- Personalized portfolio
- No experience required
- Direct shareholdings
Inyova
CHF 280
- Impact focus All investments made with the intention to generate a measurable, beneficial social or environmental impact, alongside a financial return.
- Full transparency
- Personalized portfolio
- No experience required
- Direct shareholdings
Traditional bank
CHF 343
Raiffeisen Bank: Raiffeisen Futura Swiss Stock A Service fees investing: 1.60% Minimum deposit fees: CHF 12.50 / quarterly TER (Raiffeisen Futura Swiss Stock A): 1.25% p.a
- Impact focus
- Full transparency
- Personalized portfolio
- Direct shareholdings
- No experience required
Do-it-Yourself platform
CHF 630
Swissquote Bank Ltd Minimum deposit fees: CHF 15 / quarterly Tax certificate: 100 CHF 30 transactions (CHF) à 9.-= CHF 270 5 transactions (EUR) à 25.-= CHF 125 5 transactions (USD) à 15.-= CHF 75
- Impact focus
- Full transparency
- Personalized portfolio
- No experience required
- Direct shareholdings
A likeminded community of changemakers
With Inyova, you’re never alone. Connect with other impact investors at our open nights, online events, and on our social media channels. You can also meet the Inyova team, and even the decision-makers at companies you invest in!